Flexi Finance Asia — loans online in Philippines

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Flexi Finance - Quick loans for products you need

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Flexi Finance Asia

₱5,000 — ₱25,000

from 6 to 12 months

18 — 68 years

Address and contacts

Flexi Finance Asia Inc.

Reg No. CS201602333

Phone: +63 947 899 4146

Website: https://www.flexi.com.ph/


How much money do you need? {{Number(sliderCurrentValue).toLocaleString()}} 500 ₱ 50000 ₱

Flexi Finance (flexi.com.ph) is a Philippine consumer financing company that offers point‑of‑sale and personal loans so customers can buy items like phones, appliances, and electronics and repay through affordable monthly installments. 

It is based in Cebu City and is part of the international PROFIREAL Group, focusing on accessible, “fair” credit for retail buyers.

The new way to shop: buy the products you need from our 900+ partners nationwide in Affordable Monthly Installments with Flexi Finance Loan.

  • Quick Loans from PHP 5,000 to 25,000
  • Flexible payment terms including 6,9, and 12 monthly plans
  • Approval within 30 minutes

Loan Requirements

  • 1 Primary ID for repeating clients
  • 2 Valid IDs for NEW clients
  • Filipino Citizenship of the age of 18-68 years
  • NO PAYSLIP needed
  • SSS Contribution screenshot (for cash loan)
  • Active Bank Account screenshot (for cash loan)

Cash Loan

New and existing clients can now avail of our Cash Loan product of up to PHP 10,000.

How To Apply for a Cash Loan?

  • Apply thru www.flexi.com.ph. Complet and submit the registration form.
  • Our Telesales agent will call qualified clients for application verification.

Installment Shopping

Buy gadgets, appliances, and even furniture for your dream home with the best installment deals.

How To apply for Installment Shopping?

  • Talk to a Flexi Finance representative by visiting this link https://bit.ly/FLEXIbleShopping and submitting the registration form!
  • Our Telesales agent will call qualified clients for application verification.

Flexi Finance Loan makes it easy to bring home the products you deserve!

How to Pay

Payment methods:

  • Gcash - Online
  • M Lhuillier - Mobile App/Over-the-counter
  • 7 Eleven - Over-the-counter
  • RD Pawnshop - Over-the-counter
  • CEBUANA - Over-the-counter
  • Maya - Online
  • Unionbank - Online
  • ShopeePay - Online
  • Dragonpay - Online/Over-the-counter
  • Metrobank - Online/Over-the-Counter
  • BPI QuickPay - Online
  • Lazada - Online

Frequently Asked Questions (FAQs) about Flexi Finance Asia

Is Flexi Finance a bank?

No, Flexi Finance is a financing company, not a bank; it specializes in consumer loans and installment plans for purchases made through its partner merchants.

What kind of loans does Flexi offer?

Flexi mostly offers in‑store installment financing for gadgets, appliances, and similar goods, and in some cases cash or personal loans repaid in fixed monthly installments.

How do I apply for a Flexi loan?

You usually apply directly at a partner store or through a Flexi representative, submit your basic documents, choose your preferred term, sign a (often virtual) contract, and then take home the item.

What are the basic requirements?

Common requirements include a valid government ID, proof of income or employment, contact details, and occasionally additional documents depending on your profile and the store.

How fast is the approval process?

Many applications are decided on the same visit, with some customers reporting approval and item release in about 30 minutes if all documents are complete.

How do repayments work?

You repay in fixed monthly installments over the agreed term using payment channels specified in your contract, such as partner payment centers, banks, or other over‑the‑counter options.

What happens if I pay late or miss a payment?

Late or missed payments can trigger penalty charges, additional interest, possible collection actions, and may negatively affect your chances of future approvals.

Where can I contact Flexi for support?

Customers can reach Flexi through its official hotline, email, and Facebook page, or by referring to the contact section on flexi.com.ph for updated support details and schedules.

Pros

  • Quick loans up to PHP 25,000
  • Cash loans and installment shopping
  • Fast approval

Cons

  • No interest rates on the site
  • Total cost higher than paying cash upfront
  • Limited mainly to partner stores and locations
  • Penalties and fees apply for late payments
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Flexi Finance Asia address and contacts

Company name: Flexi Finance Asia Inc.
Reg No. CS201602333
Address: 6th Floor, Skyrise 2, Villa Street, IT Park, Apas, Cebu City, 6000, Cebu

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱25000 ₱25000 ₱25000 ₱25000 ₱25000
APR 143% 143% 143% 143% 143%
INTEREST AMOUNT ₱841.79 ₱1815.96 ₱2795.4 ₱5733.71 ₱17487.14
TOTAL REPAYMENT ₱25841.79 ₱26815.96 ₱27795.4 ₱30733.71 ₱42487.14