Pita Cash — loans online in Philippines

PitaCash - App for getting a loan in 10 minutes

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Classification: 3
Rating: 4.33
3 reviews
Pita Cash

₱1,000 — ₱25,000

21 — 70 years

Finance Technologies Inc.

SEC Registration No.CS201902369

Phone: (02) 532-25-900

Website: https://pitacash.ph/


How much money do you need? {{Number(sliderCurrentValue).toLocaleString()}} 500 ₱ 50000 ₱

PitaCash ph is a licensed online lending platform in the Philippines offering quick cash loans from ₱1,000 to ₱25,000. 

The loan process is done via a mobile app, with flexible repayment terms up to 180 days, real-time disbursement via bank, GCash, or PayMaya, and transparent interest rates and fees. It serves employed individuals and business owners aged 21 to 70.

PitaCash is committed to provide quality cash loans with transparency, accessibility, and useful for the customer care of the Filipinos:

  • Amount from 1,000 up to 25,000 PHP
  • Flexible term of loan
  • Transparent Interest rate and Service Fee

Advantages of PitaCash

  • Fast payouts. PitaCash sends money to the account in real time. From 9 AM to 9 PM. Everyday
  • No hidden fees. PitaCash has a transparent tariff scale, the final amount and payments are known in advance.
  • Customer focused. The goal of the company is to provide the best customer support system. Never feel alone. Feel safe instead.
  • Protection your credit history. There is a simple system for extending the loan. PitaCash will help you to pay without penalty overpayments and increase the level of amounts allowed for a loan.

Loan Requirements

  • Filipinos currently living in the Philippines
  • Age from 21 to 70 years
  • Has an income
  • 1 valid document of your choice (accepted ids: UMID, TIN, SSS (Social Security System), PRC, Passport, Driver's License, Postal ID, PhilHealt ID, PhilSys ID (National ID), Voter's ID)

How to get a loan in Pita Cash?

  1. Downolad app. Sign up and fill the application form. For only 15 minutes once and for all future loans.
  2. Wait for approval. Fill out the application by choosing the required amount and term then wait for the approval. Loyal customers get more money and faster approval.
  3. Take money and enjoy. Receive money within 30 minutes and feel safe. You will receive a repayment reminder 3 days in advance.
  4. Make repayment. Pay back on or before your due date. By repaying the loan on time, you support helping other compatriots whose in need.

How to recieve money?

1. Bank Transfer (Real-time Bank Crediting)
2. GCash
3. PayMaya

How to repay loan?

Real Time payment channels:

  • 7/11
  • Gcash  
  • Palawan Pawnshop Palawan Express Pera Padala 
  • Robinsons Dept. Store (business center) 
  • Bayad Center
  • LBC 
  • Cebuana Lhuillier

Other payment channels:

  • The SM Store (done at the end of the day)
  • Savemore  (done at the end of the day)
  • M Lhuillier (one day after payment)
  • Payment via Online Banking (Metrobank, Chinabank, Landbank, PNB, UCPB, BDO Online)

How to extend the term of loan?

For extension/prolongation of loan term, client must pay the entire amount of the  accrued interest of the loan.

Is PITACASH legit?

PitaCash is compliant with the law. PitaCash is owned by Finance Technologies Inc. registered in Securities and Exchange Commission with Certificate of Authority No. 1200 and Company Registration No. CS201902369. You may verify our company registration for Online Lending Platform through SEC website: https://www.sec.gov.ph

Frequently Asked Questions (FAQs) about Pita Cash

When can I apply for loan?

PitaCash will accept loan application 24/7. However, the process of verification is from 9:00 AM to 9:00 PM only. And all applications submitted after the said time will process in the following day. For our regular clients the disbursement of loan is 24/7.

How do I apply for a loan with pitacash.ph?

Download the app, create an account, fill out the form, and wait for approval.

Who can apply for a loan?

Filipinos aged 21-70, employed or running a business.

What are the loan amounts and terms?

Loans from ₱1,000 to ₱25,000 with flexible terms up to 180 days.

How fast is loan approval and payout?

Approval within 30 minutes, money disbursed in real time.

What are the payment methods for loan repayment?

Payments can be made via GCash, PayMaya, or bank transfers.

Are there hidden fees or charges in pitacash?

No hidden fees; all charges are transparently disclosed upfront.

Can late payment affect my credit score?

Yes, late payments may reduce your credit score and incur penalties. 

How can I increase my approval rate?

To improve your chances of approval, make sure all required fields are completed correctly, your contact references are reachable by phone, the IDs you submit are valid and not expired, and all information you provide is accurate and verifiable. If you become a regular customer, PitaCash may also review your credit report to decide whether your loanable amount can be increased.​

How can I increase my loanable amount?

To increase your loanable amount, always pay your loan on or before the due date. This responsible payment behavior helps build a good credit history and can lead to higher limits over time. PitaCash also offers a loyalty program in the app that can further support an increase in your loanable amount.​

How can I extend my loan term?

To extend or prolong your loan term, pay an additional Prolongation Fee. Extending the loan helps you avoid fines and penalties that can significantly increase the total amount you have to pay.​

Can I reloan?

Yes, you can apply for a new loan once your current loan has been fully settled or closed. If you maintain a good credit score with PitaCash, your chances of approval will be higher, and you may receive your next loan more easily and securely.​

What happens if I fail to pay my loan on time?

If you do not pay on or before your due date, penalties will be charged. To avoid these extra costs, you can extend your loan term by paying a Prolongation Fee. Detailed instructions and extension options are available in the PitaCash app.​

What if my loan application is rejected or declined?

If your loan application is rejected or declined, you may submit a new application after 31 days.​

Can I repay my loan earlier?

Yes, early repayment is allowed. The same interest amount specified in your contract will still apply even if you pay earlier.

What are the main benefits of paying on time?

Paying your loan on time builds a good credit score, helps increase your loanable amount, improves your approval rate for future loans, and can lead to longer or more flexible loan terms.​

How is PitaCash related to CashMoney?

The PitaCash app and CashMoney branches are both owned and operated by Finance Technologies Inc.​

Can I see my CashMoney loan history in the PitaCash app?

Yes. If you previously applied for a loan in a CashMoney branch, you will be able to see your CashMoney loan history in the PitaCash app. If your CashMoney account is already settled or closed, you can proceed with a new loan application in PitaCash without any problem.​

Can I apply for a loan in PitaCash if I previously applied in CashMoney?

Yes, you can apply for a loan in PitaCash as long as you do not have any unsettled or outstanding account with a CashMoney branch.​

Where can I contact you for assistance?

For customer service assistance, reach PitaCash through the in-app chat box (recommended), official Facebook page, email at [email protected], or hotline (02) 532-25-900.

Pros

  • Sending money in real time. It is possible to get a loan in 10 minutes
  • Flexible terms of repayment
  • Transparent Interest rate
  • No hidden fees
  • Convenient mobile application

Cons

  • No fees and payment terms on the website
  • High interest rate compared to traditional banks
  • First loan amount is low (usually ₱1,000)
  • Penalties and credit score impact if payments are late

Pita Cash reviews

3 reviews  |  Add a review

Pita Cash address and contacts

Company name: Finance Technologies Inc.
SEC Registration No.CS201902369

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱25000 ₱25000 ₱25000 ₱25000 ₱25000
APR 143% 143% 143% 143% 143%
INTEREST AMOUNT ₱841.79 ₱1815.96 ₱2795.4 ₱5733.71 ₱17487.14
TOTAL REPAYMENT ₱25841.79 ₱26815.96 ₱27795.4 ₱30733.71 ₱42487.14