CashMum — loans online in Philippines

CashMum - Borrow up to ₱20,000 with Loan App

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Classification: 3
Rating: 4
3 reviews
CashMum

₱1,000 — ₱20,000

up to 150 days

20 — 65 years

Cashmum Lending Investors Corp.

SEC Registration No. CS202102336 and Certificate of Authority No. 3413

Phone: 09173230828

Website: https://www.cashmum.ph/


How much money do you need? {{Number(sliderCurrentValue).toLocaleString()}} 500 ₱ 50000 ₱

CashMum Lending, founded in 2020. offer accessible and efficient financial solutions to individuals and small businesses. Its user-friendly platform allows to submit the request in minutes, with just a few taps on CashMum loan app.

  • Amount from 1,000 to 20,000 PHP
  • Maximum loanable amount for first try 20,000 PHP
  • Repayment Term up to 150 days
  • No hidden fees

Types of Loans

  • Personal Loans for various purposes, such as medical expenses, home improvements, travel, or any other personal financial need.
  • Salary Loans for salaried employees, salary loans often come with lower interest rates due to the borrower’s stable income source. 
  • Motorcycle Loans for individuals looking to purchase either a new or pre-owned motorcycle, 
  • Cash Advances - short-term loans intended for immediate financial needs

Loan Requirements

  • Age 20-65 years
  • People with a steady income
  • Valid ID card
  • Valid wallet account or bank account

Cash Mum Advantages

  • Online Application. Applications can be submitted entirely online through our website or mobile app, making the process fast and convenient without the need to visit a physical branch.
  • Flexible Repayment Terms. Borrowers can choose a repayment schedule that best suits their financial situation, providing greater freedom and comfort.
  • Transparent Fees. All interest rates, fees, and charges are clearly disclosed upfront. This allows borrowers to easily understand the costs and make informed decisions.
  • Fast Approval. Cashmum’s streamlined application review process ensures that eligible applicants often receive approval within 24 hours, which is especially important for urgent financial needs.
  • Convenient Repayment Methods. Loan repayment can be made through various channels, including bank transfers, over-the-counter payments, or partner remittance centers. This variety ensures maximum convenience for clients.

CashMum ensures compliance with Philippine laws, providing a safe and reliable option for borrowers. 

Frequently Asked Questions (FAQs) about CashMum

What loan amounts are available at CashMum?

CashMum provides loans from PHP 2,000 up to PHP 25,000, adjustable based on your credit profile and needs. This range suits small emergencies or larger expenses like bills and repairs. New borrowers often start with lower limits that increase over time.

How long is the repayment period with CashMum?

Repayment terms extend up to 180 days, giving flexibility for monthly installments. Shorter options from 91 days are available for quick cash advances. Choose what aligns with your cash flow to avoid stress.

What interest rates apply to CashMum loans?

Rates start at 3.5% annually, up to 25% APR including all fees, making it competitive for short-term borrowing. First-time users may get interest-free periods for the initial 15 days. Full costs show in the app before approval.

Is CashMum registered with Philippine regulators?

Yes, CashMum Lending Investors Corp. holds SEC Registration No. CS202102336 and Certificate of Authority No. 3413. It complies with the Lending Company Regulation Act and Data Privacy laws. Check their site for verification details.​

How do I apply for a CashMum loan?

Download the CashMum app, register with your phone number, and upload a valid ID like SSS or UMID. Approval comes in 2-12 hours, with funds in your GCash or bank same day. No branch visits needed nationwide.

What documents does CashMum require?

Only a government-issued ID and sometimes proof of income like a payslip. Self-employed can use business docs if applicable. Photos via app suffice for fast processing.

Can first-time borrowers get special offers?

New users enjoy up to 15 days interest-free on initial loans, plus quick approvals. Limits start low but grow with good repayment history. It's ideal for testing the service.​

How fast is CashMum loan disbursement?

Funds transfer within hours post-approval, often same day to e-wallets or banks. The app tracks status in real-time. Perfect for urgent needs in Manila or provinces.

Where can I pay my CashMum loan?

Use 7-Eleven, Cebuana Lhuillier, GCash, Maya, SM, or Robinsons counters. Partial payments allowed anytime before due date. Auto-debit option prevents penalties.​

Who qualifies for CashMum financing?

Applicants must be 21-70 years old, Filipino residents with steady income, and a valid ID. OFWs qualify with remittance proof. No collateral required.

What if I'm late on a CashMum payment?

Contact support at 09173230828 or [email protected] for extensions. Late fees follow legal caps, and they offer restructuring. Prompt communication helps maintain your credit.​

Does CashMum serve all Philippines regions?

Yes, fully online access covers Luzon, Visayas, and Mindanao via app. Rural users with internet can apply seamlessly. Partners ensure nationwide cash-out.​

Are repeat loans easier with CashMum?

Good payers get higher limits up to PHP 50,000 and faster processing. Loyalty perks include better rates after on-time repayments. Builds long-term reliability.​

How does CashMum ensure data privacy?

App uses encryption and complies with the Data Privacy Act—no sharing without consent. Two-factor login adds security. User reviews praise safe handling.

What's the contact for CashMum support?

Reach them at 09173230828 or [email protected] for queries. App chat offers instant help during applications. Responsive team aids Filipinos daily.​

Pros

  • Interest rates are fair
  • No hidden fees
  • Flexible repayment terms
  • Fast approval

Cons

  • Interest rates are not shown on the website

CashMum reviews

3 reviews  |  Add a review

CashMum address and contacts

Company name: Cashmum Lending Investors Corp.
SEC Registration No. CS202102336 and Certificate of Authority No. 3413

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱20000 ₱20000 ₱20000 ₱20000 ₱20000
APR 143% 143% 143% 143% 143%
INTEREST AMOUNT ₱650.61 ₱1424.37 ₱2207.7 ₱4558.37 ₱13961.11
TOTAL REPAYMENT ₱20650.61 ₱21424.37 ₱22207.7 ₱24558.37 ₱33961.11