Asteria — loans online in Philippines

Asteria Lending Inc. is a fully licensed online lending company based in Makati, Philippines, specializing in providing personal and salary loans through a hassle-free, fully digital platform.

The company aims to offer fast and flexible loan services tailored to individual customer needs, with repayment plans ranging from as short as 10 days up to six months. Asteria emphasizes customer convenience by allowing clients to complete the entire loan process online via computer or smartphone without needing to visit an office. Long-term clients benefit from better rates and higher loan amounts, even if previous loans are still being repaid. The company is SEC-registered and compliant with Philippine financial regulations, focusing on delivering excellent customer service and customizable loan options.

Loan terms

• Amount for loan from PHP 2,000 to 20,000 
• Terms from 30 days to 120 days
• The interest rate 0.2% per day

Requirements

Filipino residents who meet the company’s eligibility criteria can apply. Specific requirements are typically provided during application but generally include valid ID and proof of income.

Who can use Asteria service:

• You must be a Filipino citizen.
• You must be currently residing and working in Metro Manila, Pampanga, Batangas, Bicol, Quezon Province, or other nearby cities. 
• You must be between 21 and 60 years old.
• You must have a minimum salary requirement of ₱10,000 per month (gross). 

How to Apply for an Asteria Loan

1. Register 
2. Click Loan Products and choose the type of loan you want to apply for. 
3. Click the Apply Now button. 
4. Fill out the form and upload the required documents.
5. Wait for Asteria Lending Inc.’s notification of loan approval. You can also log in to your account to track the progress of your application. 

Types of loans

61 Days - 8 WEEKS LOAN

• Example: Borrow ₱2,000 for 61 Days, Repay ₱3,098 in x 4 Instalments of ₱774
• The loan is for 8 weeks repayments are done in four equal installments, first on the 15th day, second is on the 30th day, third is on the 45th day, and the fourth on the 61st day from the date that you received the money in your bank account
  10 Weeks

10 WEEKS LOAN

• Example: Borrow ₱2,000 for 10 Weeks, Repay ₱3,350 in x 5 Instalments of ₱670
• The loan is for 10 weeks repayments are done in five equal installments, first on the 15th day, second is on the 30th day, the third is on the 45th day, fourth is on the 60th day, and fifth is on the 75th day from the date that you received the money in your bank account.
  3 Months

12 WEEKS LOAN

• Example: Borrow ₱2,000 for 3 Months, Repay ₱3,620 in x 6 Instalments of ₱603
• The loan is for 12 weeks repayments are done in six equal installments, first on the 15th day, second is on the 30th day, third is on the 45th day, fourth on the 60th day, fifth on the 75th day and sixth on the 90th day from the date that you received the money in your bank account. 

Features of Asteria Personal Loan 

• Faster Loan. For funding any emergency you may have.
• Choose your amount. All charges are communicated up front in writing along with the loan quotation to ensure no hidden fee’s.
• Enjoy the best rates. Our loan rates and charges are very some of the lowest around.
• Decide your tenture. Recognize your freedom to choose.