Asteria — loans online in Philippines

Asteria Lending Inc. is a fully licensed online lending company based in Makati, Philippines, specializing in providing personal and salary loans through a hassle-free, fully digital platform.

The company aims to offer fast and flexible loan services tailored to individual customer needs, with repayment plans ranging from as short as 10 days up to six months. Asteria emphasizes customer convenience by allowing clients to complete the entire loan process online via computer or smartphone without needing to visit an office. Long-term clients benefit from better rates and higher loan amounts, even if previous loans are still being repaid. The company is SEC-registered and compliant with Philippine financial regulations, focusing on delivering excellent customer service and customizable loan options

• Amount for loan from PHP 2,000 to 20,000 
• Terms from 30 days to 120 days
• The interest rate 0.2% per day

Requirements

Filipino residents who meet the company’s eligibility criteria can apply. Specific requirements are typically provided during application but generally include valid ID and proof of income.

Advantages of Asteria

• Quick and Easy Application
• Flexible Loan Purpose
• Competitive Interest Rates
• No Collateral
• Small Loan Amounts for First-Time Borrowers
• Bank Account Requirement

How to Apply for an Asteria Loan

1. Register 
2. Click Loan Products and choose the type of loan you want to apply for. 
3. Click the Apply Now button. 
4. Fill out the form and upload the required documents.
5. Wait for Asteria Lending Inc.’s notification of loan approval. You can also log in to your account to track the progress of your application. 

Who can use Asteria service:

• You must be a Filipino citizen.
• You must be currently residing and working in Metro Manila, Pampanga, Batangas, Bicol, Quezon Province, or other nearby cities. 
• You must be between 21 and 60 years old.
• You must have a minimum salary requirement of ₱10,000 per month (gross). 

Frequently Asked Questions (FAQs)

What is Asteria Lending Inc.?

Asteria Lending Inc. is a licensed online lending company in the Philippines that provides personal and salary loans through a fully digital and customer-friendly platform.

What types of loans does Asteria offer?

Asteria offers personal loans and salary loans with flexible repayment plans. They also plan to introduce car loans and business loans in the future.

How flexible are the loan repayment terms?

Repayment terms can be as short as 10 days or extended up to six months, allowing borrowers to choose a plan that fits their financial situation.

Is collateral required to get a loan?

No, Asteria provides loans without requiring collateral, making it accessible to borrowers without assets to pledge.

How fast is the loan approval process?

Loan approval is typically granted within 24 hours, enabling quick access to funds when needed.

Can I apply and complete the loan process online?

Yes, Asteria’s loan application and approval process is 100% online. Borrowers do not need to visit any physical office.

Do long-term customers receive any benefits?

Yes, returning clients may receive better interest rates and higher loan amounts, even if previous loans are still being repaid.