GCash — loans online in Philippines

The GCash Card is a physical card used with the GCash app to pay for online and in-store purchases. You can also use it to withdraw funds from your GCash account via ATMs. 

Overview of the GCash Visa card: 

• Comes with an EMV chip,[1] a 16-digit card number, and a three-digit CVV
• Also comes with a Virtual Account Number or the 12-digit reference number
• A daily withdrawal limit of PHP40,000 and a limit of PHP20,000 per single ATM transaction

Advantages of a GCash Card:

• Easily get your first GCash Card with instant approval - no bank, no documents needed.
• Get access to exciting Visa-exclusive promotions.
• Tap to pay to make it easier to pay, anytime anywhere - even without the internet.
• Shop from local and international merchants without additional fees.
• Withdraw at any Visa or BancNet ATM.

How to order GCash Card:

1. Open GCash and tap “View All” on the dashboard.
2. Tap Cards
3. Tap Order a card
4. Tap Send me a card
5. Confirm your card details
6. Fill in the delivery information
7. Pay via GCash
8. Order confirmed!

How to Link Your GCash Card to Your GCash Account

1. Launch your GCash app. On the homepage, tap View All. 
2. On the next page, select Cards. 
3. Tap Link my Card. 
4. Key in the six-digit authentication code and tap Submit. 
5. On the next page, supply the required information, such as the last four digits of your card and virtual account number. Then tap Submit. 
6. You’ll then receive a prompt that you’ve successfully linked your GCash Card to your GCash account. 
7. You’ll be prompted to nominate your card’s six-digit PIN. This PIN is what you’ll use every time you withdraw from ATMs or pay at shops that process card payments. 

How to Pay for In-Store Purchases with GCash Card:

You can use debit GCash Visa card at various physical establishments, such as retail shops, restaurants, and hotels here and abroad. Depending on the merchant, you may be required to enter your six-digit card PIN to complete the transaction. Some shops may even accept payWave payment.  

How to Pay for Online Purchases with GCash Card:

1. Select debit card as your payment mode on the checkout page.
2. Enter the 16-digit card number and card expiry date as they appear on your GCash Card.
3. Input a one-time password (OTP), which you've received via SMS, on the website to complete your online payment transaction.

How to Withdraw Money from GCash Card via ATM:

1. Look for a BancNet ATM or any machine that has the Visa logo.
2. Insert your card into the machine.
3. Key in your six-digit card PIN.
4. Wait for the machine to dispense your cash and the receipt.