Home Credit — loans online in Philippines

Get a quick loan online with Home Credit Cash Loan! Fast approval for flexible loans up to P150K for existing customers:

• Amount from 3,000 to 150,000 PHP
• Loan Terms from 6 up to 60 months
• The monthly interest rate for Home Credit Cash Loan starts at 2.32%
• Processing Fee ₱500
• Fast personal loan approval - disbursed in 1 minute
• Safe, convenient processing for online loans! 
• 90% of personal loans online, completed digitally

Requirements:

• Filipino resident
• Age 18 - 68 years old
• Primary and Secondary IDs *

How To Get A Cash Loan?

Сheck if you're eligible to borrow money. Once you receive SMS confirmation, you can claim your online loan in the Philippines through two easy steps.

1. Bank Transfer. Credit your cash loan straight to your own bank account. View our list of partner banks to find the one nearest to you.
2. Cash Pick-Up. Claim your cash loan at any of our partner stores. Check the list to find the branch nearest to you.

There are three easy ways to apply for a quick loan online:

1. Download and log in to the Home Credit App.
2. Visit one of our partner stores.
3. Call the Home Credit hotline indicated in the SMS/Email/Push Notification offers.

How To Pay For Your Cash Loan:

• Enroll to Auto Debit Arrangement​
• Pay in the App
• Pay On The Website
• Pay Over-The-Counter

*Primary IDs:

• Philippine Identification Card
• Unified Multi-Purpose ID (UMID)
• Driver's License
• Postal ID (New)
• Voter's ID
• Professional Regulation (PRC) ID - Secondary ID with Address Required

Secondary IDs:

• Postal ID (Old)
• NBI Clearance
• Barangay Certificate
• Phone Bill
• Water Bill
• Electricity Bill
• Mobile/Internet/Cable Bill