CashG — loans online in Philippines

CashG - A micro-lending service in Philippines

Find online loan
Classification: 2
Rating: 4
2 reviews
CashG

₱2,000 — ₱50,000

from 91 to 365 days

0,05% per day (24% per year)

18+ years

Wise Wealth Lending Services

Registration No. 2021110033908-30

Website: https://cashg.ph/


How much money do you need? {{Number(sliderCurrentValue).toLocaleString()}} 500 ₱ 50000 ₱

CashG provides an easy, transparent, and secure online lending service, aiming to be the No. One Lending App for Filipinos.

  • Loan Amount from 2000 to 50.000 PHP
  • First loan amount ranges from P2,000 to P5,000 and can grow up to P50,000 if you pay on-time regularly. 
  • Loan terms from 91 to 365 days
  • Interest Rate 0,05% per day (2% per month, 24% per year)
  • CashG Loan offers quick loans that can be disbursed in as little as 1 day after your loan application has been approved.

Why choose CashG?

  • Simple, Easy and Fast - Register and apply for a loan as fast as 5 minutes!
  • Accessible and Readily Available - Apply for a loan anytime, anywhere, using any handheld smart device with a stable internet connection.
  • Multiple Layers of Account Security - Strictly complies with the guidelines set by the NPC.
  • Accommodating Customer Service - Our agents are always ready to assist you with your concerns and queries. 
  • Events and Promos - Exciting events and discounts are waiting for you. Just keep an eye out for any of our announcements!

Loan Requirements

  • Filipino citizen or legal resident
  • At least 18 years old
  • A valid phone number and email address
  • ID card (UMID, Passport, Driver’s License, PRC ID, Postal ID)
  • Proof of income

How to Apply

  1. Download the CashG App from the Google Play Store / Apple App Store
  2. Register and fill-up all the required fields
  3. Choose your desired loan amount, loan terms, duration, and disbursement channel
  4. Wait for a call from our evaluators to verify and check your submitted details
  5. Claim your money from your preferred disbursement channel!

Where can I download the CashG App?

CashG is now available on both Android and iOS devices. You can download it here:

  • Playstore
  • App Store

Is CashG legit?

The company is operating legally. CashG Philippines is SEC registered and is certified for this purpose. 

Frequently Asked Questions (FAQs) about CashG

What is CashG loan app in the Philippines?

CashG is an online short‑term cash‑loan app operating in the Philippines, designed to give Filipinos quick access to personal loans through a mobile application. It positions itself as a digital lending platform that focuses on fast, unsecured loans, with funds typically disbursed to bank accounts or e‑wallets shortly after approval. The app is marketed mainly to working adults who need small‑to‑medium‑size cash injections for daily expenses, emergencies, or short‑term financial gaps.

How much can I borrow with CashG?

CashG generally offers relatively small loan amounts suitable for short‑term needs, often ranging from a few thousand pesos up to around the mid‑five‑figure range, depending on the borrower’s profile and repayment history. First‑time users usually start with a more conservative limit, while repeat borrowers who repay on time may see their credit line gradually increase over time. The exact minimum and maximum amounts are shown inside the app when you apply, along with the corresponding interest and fees.

How long are the repayment terms?

The app offers flexible repayment periods, typically allowing borrowers to choose terms that span from a few weeks to several months. Shorter terms usually mean higher per‑payment amounts but lower total interest, whereas longer terms reduce the monthly burden yet increase the total interest paid over the life of the loan. CashG displays the term options, schedule, and total payable amount clearly in the application, so you can pick a plan that fits your income cycle.

What are the interest rates and fees?

CashG advertises competitive daily or monthly interest that is presented as a percentage of the loan amount, but the exact rate depends on your risk profile and the chosen term. In addition to interest, there may be service or processing fees, which are disclosed in the loan agreement before you confirm the disbursement. The app emphasizes transparency, so all charges are shown upfront rather than hidden, allowing you to compare the total cost of the loan before accepting the offer.

How fast is approval and how soon do I get the money?

One of CashG’s main selling points is speed: many users report receiving an approval decision within minutes after submitting their application. Once approved and you accept the loan terms, the funds are usually transferred to your linked bank account or e‑wallet (such as GCash, PayMaya, or GrabPay) within a short time, often within minutes to a few hours, depending on the channel and the time of day. This makes CashG attractive for urgent, unplanned expenses.

Who can apply for a CashG loan?

CashG is generally open to Filipino citizens aged 18 or older who have a steady source of income, whether from employment or self‑employment. Applicants must have a smartphone with internet access, a valid mobile number, and at least one government‑issued ID (such as Driver’s License, SSS/UMID, Passport, or PhilSys ID). You also need access to a bank account or a major e‑wallet so the loan can be sent and repaid through the app.

What documents or information do I need?

To apply, you typically need to provide basic personal details through the app, upload a clear photo of your valid Philippine ID, and agree to authorization so the lender can verify your identity and income. Some versions of the app may also require you to sync or share limited information from your phone (such as contact list or SMS) strictly for fraud‑prevention and risk‑assessment purposes, in line with Philippine data‑protection rules. The process is fully digital, with no need to visit a physical branch.

Is CashG safe and legal in the Philippines?

CashG operates as an online lending platform under Philippine fintech regulations, and its operator is expected to comply with rules set by the Securities and Exchange Commission (SEC) and other relevant authorities. The app highlights data security and privacy measures, using standard encryption and verification procedures to protect user information and transaction details. However, it is always wise to check the lender’s registration with the SEC and review the app’s privacy policy before sharing personal data.

How do I repay my CashG loan?

Repayment is handled directly through the CashG app, where you can choose automatic or manual payment methods from your bank account or e‑wallet. The app displays your repayment schedule, showing the number of installments, due dates, and the amount due each time. Regular on‑time payments help maintain a good borrowing history with CashG and can improve your chances of higher limits and better terms in future loans.

Are there late‑payment penalties?

While CashG promotes transparency and fair treatment, standard lending practices usually apply if a payment is delayed, including late fees and possible collection activities. The exact penalty structure should be clearly stated in the loan agreement you sign before the funds are disbursed. Missing payments can also negatively affect your standing with the lender and may reduce your eligibility for larger or more favorable loans in the future.

Can I use CashG without a credit card or bank account?

Yes, CashG does not require a credit card, as it focuses on unsecured personal cash loans instead of revolving credit. However, you typically need at least one bank account or a major e‑wallet (like GCash, PayMaya, or GrabPay) to receive the loan and to make repayments. The app is designed to work for people who may not have traditional banking products but still have access to modern digital‑payment channels.

How do I download and register in CashG?

You can download the CashG loan app from the Google Play Store or the Apple App Store, depending on your device. After installation, you register with your mobile number, complete the identity‑verification steps (including uploading your ID), and then set up your profile inside the app. From there, you can apply for a loan, choose your desired amount and term, and submit the application for instant review.

Can I increase my CashG loan limit?

CashG often allows borrowers to grow their credit line over time by maintaining a good repayment record. If you consistently repay your loans on or before the due dates, the system may automatically offer you higher amounts and more flexible terms in subsequent applications. The app may also periodically re‑evaluate your profile to adjust your limit based on your updated income and risk information.

What can I use a CashG loan for?

CashG loans are marketed as flexible short‑term cash solutions suitable for a variety of needs, including paying bills, covering medical or school expenses, buying groceries, handling emergencies, or supporting small business working capital. The app positions itself as a handy tool for everyday Filipinos who occasionally need quick extra funds without the complexity of traditional bank loans.

How does CashG compare to other online lending apps?

CashG competes with other online lending apps by offering fast approval, simple digital processes, and relatively low initial barriers to entry. However, each app has different interest rates, fees, and terms, so it is important to compare the annual percentage rate (APR) and total cost rather than just the headline rate. The best choice depends on your borrowing needs, repayment capacity, and comfort with the lender’s transparency and customer‑support channels.

Pros

  • CashG ias a legit company
  • The CashG app uses top-level security protocols and encryption technologies

Cons

  • Hidden fees
  • Limited amount

CashG reviews

2 reviews  |  Add a review

CashG address and contacts

Company name: Wise Wealth Lending Services
Registration No. 2021110033908-30

Top Online Loan Alternatives to CashG

Search for loans
11 reviews APPLY NOW
Finbro оnline loan app - Fast and flexible lending
from 0%
₱1,000 — ₱50,000
20 — 70 years
up to 12 months
5 reviews APPLY NOW
Online Loans Pilipinas - 0% interest, fast approval
APR 143% per year
₱1,000 — ₱20,000
22 — 70 years
from 61 to 183 days
10 reviews APPLY NOW
MoneyCat - Cash loan online with fast approval in Philippines
APR 145%
₱500 — ₱20,000
22+ years
from 3 to 6 months
5 reviews APPLY NOW
Honey Loan - Quick & Easy Loans with Fast Approval, 100% Online
APR 182%
₱1,000 — ₱30,000
21 — 70 years
from 7 days to 6 months

Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱50000 ₱50000 ₱50000 ₱50000 ₱50000
APR 24% 24% 24% 24% 24%
INTEREST AMOUNT ₱304.83 ₱633.53 ₱962.3 ₱1948.6 ₱5893.81
TOTAL REPAYMENT ₱50304.83 ₱50633.53 ₱50962.3 ₱51948.6 ₱55893.81