24 HOURS Loan to Card — loans online in Philippines

24Pera.com is an online loan platform in the Philippines offering quick consumer loans from ₱10,000 to ₱100,000 with terms of 61-365 days, regulated by the SEC.

Conditions of receipt

• The first loan up to 100,000 pesos is given at a rate of 0% in case of timely repayment
• Period from 61 day to 365 days
• Interest rates on loans from 30% to 360% per annum, on consumer loans and credit cards - from 17% to 31% per annum
• In case of violation of the deadline, the penalty is 0.10% of the delay amount per day, but not more than 10% of the loan amount
• Loan extension is possible by timely informing the lender (before the loan repayment date) and paying interest for the initial loan term. There are no additional commissions for extending the loan

Advantages

• Service works 24x7, including holidays and weekends
• Loans are available through the Philippines. All you need is access to the Internet!
• All your personal data is stored in an encrypted form

Requirements for borrowers

• Filipino citizenship
• Age from 18 years old
• Credit history

A loan of 10 000 pesos is issued for 61 days with the extension of the contract. In 365 days below the contract rate is 1% per day (annual rate, respectively, will be equal to 365%). The total interest for this year is 36 500 rubles. (10,000 * 365% = 36,500), for 1 day 100 pesos (36,500 / 365 = 100), for 61 consecutive days, 6,100 pesos (100 * 61 = 6,100). The total amount of payment is 16,100 rubles. (The main debt in the amount of 10,000 rubles + 6,100 rubles.).