Acom — loans online in Philippines

ACOM Consumer Finance Corporation (acom.com.ph) is a Philippine consumer finance company — a subsidiary of Japan’s ACOM Co., Ltd. — that provides unsecured personal and revolving cash loans to employed Filipino customers through branches and partner outlets.

• Terms from 6 to 10 months – Flexible
• Amount from PHP 3,500 to 500,000
• Interest rate from 3.315% to 4.563% monthly
• APR  39.78% – 54.756%

How to Apply

• Prepare Gov. ID, Employment Proofs & TIN Proof. No need for TIN proof if you already have it on the Govt. ID & Employment Proof.
• Apply. Click to Apply Online. Choose a location code to handle your application 
• Get Your Cash. Deposited to your bank account, GCash, Maya or get it from LBC

How to Pay

• Repay Your Loan. Done monthly through Bayad Centers, GCash, Maya (via Bills then Loans), Cliqq 7-Eleven App, or at Cliqq Kiosks at 7-Eleven Stores. 7-eleven store locator

What ACOM is

ACOM offers revolving cash loans (a flexible credit line) and installment/personal loans with monthly repayments, targeting salaried workers and professionals in the Philippines. The company uses traditional branch/booth servicing plus digital channels and emphasizes quick processing, regular monthly payments, and responsible lending backed by Japanese parent company experience

Representative Example: Net Loan Amount: 7,500 for 10 months. Finance charges: 1k processing fee & 500 lending fee (One time only). Interest Rate: 4.563%