Sumisho — loans online in Philippines

Sumisho Motor Finance Corporation (Sumisho) is a Philippine finance company that specializes in motorcycle loans and related credit products, helping individuals and small businesses purchase new motorcycles on installment. The company is a joint venture backed by Philippine Savings Bank (Metrobank Group), GT Capital, and Sumitomo Corporation of Japan.

• Loan Amount from PHP 20,000 to 180,000 PHP
• Terms from 365 to 1460 days
• From application to receipt of money 24 hours

Loan Requirements

• Age from 21 to 65 years
• Philippines citizens
• The applicant must have a steady source of income
• The applicant must present 1 government-issued IDs
•  A working mobile or landline number

How to get a loan in Sumisho

1. Visit a partner motorcycle dealer or contact Sumisho via its official channels (website, branches, or social media).
2. Choose a motorcycle model and discuss down payment, term, and estimated monthly installment with the sales/financing staff.
3. Submit your application form, valid ID, and proof of income for credit evaluation.
4. Wait for approval; Sumisho is known for relatively fast processing and unit release after approval.
5. Once approved, sign the loan documents and release the motorcycle according to the agreed schedule.​

How to pay Sumisho Philippines loan

How to repay the loan:

1. Monthly installments are paid through Sumisho’s partner payment channels and banks (online and offline), as indicated in the contract.
2. ​Borrowers receive due date and payment reminders, including SMS alerts.\
3. Some programs may allow early or advance payments; terms and any applicable charges must be checked in the loan agreement.

Payment methods:

• Globe Gcash
• RD Pawnshop Jewelry
• LBC Express
• 711 Convenience Stores, register payment via kiosk then pay at the cashiers
• M. Lhuillier
• Cebuana Lhuillier
• SM Department Store/Payment Counters
• Robinsons Department Store
• Bank of the Philippine Islands