Quick Cash Loans in Cebu City - List of lending companies

List of registered online lending companies in Cebu City - short-term loans require minimum documents (valid ID, proof of billing, and proof of income).

Search for loans
8 reviews APPLY NOW
Finbro - Online lending platform to get a loan quickly
from 0%
₱1,000 — ₱50,000
20 — 70 years
up to 12 months
13 reviews APPLY NOW
Cash express - Online Loans in 15 minutes with No Requirements
from 0% up to 1.99% per day
₱1,000 — ₱20,000
21 — 70 years
7 or 14 days
More info CashXpress South East Asia Lending Inc.
23 reviews APPLY NOW
Kviku - Online Bank
0.16% per day
₱500 — ₱25,000
20 — 55 years
from 2 to 6 months
11 reviews APPLY NOW
Binixo - Free service for loans comparison
APR from 4% to 916%
₱1,000 — ₱25,000
18+ years
from 3 to 12 months
More info Infinsacom Kft.
6 reviews APPLY NOW
Finami - Fast and easy online loans 24/7
APR from 4% to 916%
₱1,000 — ₱25,000
18+ years
from 30 days
More info Infinsacom Kft.
3 reviews APPLY NOW
Credit Nice - Money Loans. Approval Regardless of Credit
₱50,000
18+ years
More info TOV INTERNET FINANCE GROUP
1 reviews APPLY NOW
Cash2Go - Quick loan up to PHP 25,000 in Philippines
APR from 0% to 143%
₱1,000 — ₱25,000
18+ years
from 61 to 120 days
More info Traffic Control Ltd
3 reviews APPLY NOW
FinApps - Fast personal loans
from 12% up to 36%
₱1,000 — ₱25,000
20 — 70 years
from 61 to 120 days
More info IE Anton Olefir
8 reviews APPLY NOW
MoneyCat - Cash loan online with fast approval in Philippines
APR 145%
₱500 — ₱20,000
22+ years
from 3 to 6 months

List of Lending Companies in Cebu City

Number Lending company Office address Mode of operation
1 GE QUICK LOAN Fast Cash Release for Emergency F. Cabahug St, Cebu City, Cebu 09:00 AM – 6:00 PM
2 123 LENDING 60 Legaspi St, Cebu City, 6000 Cebu 09:00 AM – 6:00 PM
3 123 LENDING Level 2, i2 Building Jose Maria del Mar Street, Asiatown IT Park, Cebu City, 6000 Cebu 09:00 AM – 6:00 PM
4 123 LENDING SKYRISE Beta, 2nd Floor, Samar Loop, Cebu City, 6000 Cebu 09:00 AM – 6:00 PM
5 BPI Family Ka-Negosyo Business Loans Ayala Life-FGU Center, Mindanao Ave. Cor. Biliran Rd., Cebu City, 6000 Cebu 09:00 AM – 6:00 PM
6 Silver Finance Inc. Suite 204, Medalle Bldg., Osmeña Blvd, Cebu City, 6000 Cebu 09:00 AM – 6:00 PM
7 Exquisite Lending Services, Inc. S.B.Cabahug, Estancia, Mandaue City, 6014 Cebu 09:00 AM – 6:00 PM
8 Esquire Financing Inc. 148 Residence Building, Pelaez St, Cebu City, 6000 Cebu 09:00 AM – 5:00 PM
9 Asialink Finance Corporation Esperanza Bldg, Sb Cabahug St Corner A. C Cortes Ave., Ibabao Estancia, Mandaue City, 6014 Cebu 09:00 AM – 6:00 PM
10 Asialink Finance Corporation Lot 7, Deca 5, Blk 26 Pak-Pakan Rd, Lapu-Lapu City, 6015 Cebu 09:00 AM – 6:00 PM
11 Asialink Finance Corporation NEM BUILDING, Mango Avenue corner Rahmann St., (infront of San Carlos boys High and UCPB), Cebu City, Cebu 09:00 AM – 6:00 PM
12 Cebu Peoples Multi-Purpose Cooperative Door 3, N & Y Building, National Hi-Way, Talisay City, 6045 Cebu 09:00 AM – 6:00 PM
13 SSS & GSIS Pension Loan Natalio B. Bacalso Ave, Talisay City, 6045 Cebu 09:00 AM – 6:00 PM
14 First Standard Finance Corporation Sheridan Bldg, Ouano Ave., NRA, Mandaue City, 6014 Cebu 09:00 AM – 6:00 PM
15 Yusay Credit & Finance Corporation Green Orkid, N Escario St, Cebu City, Cebu 08:00 AM – 5:00 PM
16 Golden Rose Pension Loan Corporation Mupatalinghug Ave, Lapu-Lapu City, 6015 Cebu 08:00 AM – 4:00 PM
17 PSSLAI Osmeña Blvd, Cebu City, 6000 Cebu 08:30 AM – 4:00 PM
18 Millennium Cash Finance B & F Paray Bldg, Jones Ave, Cebu City, 6000 Cebu 09:00 AM – 6:00 PM
19 Cebu CFI Community Cooperative (Capitol Compound) Esperanza Fiel Garcia Bldg., Capitol Compound (Capitol Site), N Escario St, Cebu City, 6000 Cebu 08:30 AM – 6:00 PM
20 YYKredit Jose Maria del Mar St, Apas, Cebu City, 6000 Cebu 08:00 AM – 5:00 PM

Personal Loans in Cebu City

Loans are a common financial tool used by individuals and businesses in Cebu City, Philippines to access capital for various purposes, such as starting a business, buying a home, or paying for education. In this article, we will provide information on the top lenders and banks in Cebu City, as well as the documents needed to apply for a loan in the Philippines.

Top Lenders in Cebu City, Philippines

  1. Cebuana Lhuillier – Cebuana Lhuillier is a well-known pawnshop and financial services provider in the Philippines. They offer a range of loans, including personal loans, microloans, and business loans. Their loan products are designed to be accessible and affordable, with flexible payment terms and low interest rates.
  2. BDO – BDO (Banco de Oro) is one of the largest banks in the Philippines, offering a range of financial products and services, including personal loans, home loans, and car loans. They have a branch in Cebu City and offer competitive interest rates and flexible payment terms.
  3. Security Bank – Security Bank is a Philippine-based bank that provides a variety of loan products, including personal loans, home loans, and auto loans. They have a branch in Cebu City and offer competitive interest rates and flexible payment terms.
  4. PAG-IBIG Fund – The PAG-IBIG Fund is a government agency that provides affordable housing loans to its members. They have a branch in Cebu City and offer a range of home loan products, including housing loans for house and lot, lot only, and condominium units.
  5. Metrobank – Metrobank is one of the largest banks in the Philippines, with a branch in Cebu City. They offer a range of loan products, including personal loans, home loans, and car loans, with flexible payment terms and competitive interest rates.

Top Banks in Cebu City, Philippines

  1. BPI – BPI (Bank of the Philippine Islands) is one of the oldest and largest banks in the Philippines, with a branch in Cebu City. They offer a range of financial products and services, including personal loans, home loans, and car loans, with flexible payment terms and competitive interest rates.
  2. Metrobank – Metrobank is one of the largest banks in the Philippines, with a branch in Cebu City. They offer a range of loan products, including personal loans, home loans, and car loans, with flexible payment terms and competitive interest rates.
  3. UnionBank – UnionBank is a Philippine-based bank that provides a variety of loan products, including personal loans, home loans, and auto loans. They have a branch in Cebu City and offer competitive interest rates and flexible payment terms.
  4. LandBank – LandBank is a government-owned bank that provides financial services to farmers, fisherfolk, and other rural clients in the Philippines. They have a branch in Cebu City and offer a range of loan products, including agriculture loans and microfinance loans.
  5. RCBC – RCBC (Rizal Commercial Banking Corporation) is a Philippine-based bank that provides a range of financial products and services, including personal loans, home loans, and car loans. They have a branch in Cebu City and offer competitive interest rates and flexible payment terms.

Documents Needed to Apply for a Loan in the Philippines

The documents needed to apply for a loan in the Philippines may vary depending on the lender and the type of loan being applied for. However, the following are some of the most common documents required:

  1. Valid government-issued ID – This could be a passport, driver's license, or any other ID issued by the Philippine government.
  2. Proof of income – This could be in the form of payslips, employment certificate, or income tax returns.
  3. Proof of billing – This could be a utility bill or any other document that proves the borrower's address.
  4. Collateral documents – If the loan requires collateral, such as a car or property, the borrower will need to provide documents proving ownership of the collateral.
  5. Business documents – If the loan is for a business, the borrower may need to provide business registration documents, financial statements, and other relevant documents.
  6. Bank statements – Lenders may require bank statements as proof of the borrower's financial status and ability to repay the loan.
  7. Loan application form – This is a standard form that the borrower needs to fill out with their personal and financial information.

It's important to note that the requirements may vary depending on the lender and the type of loan being applied for. Some lenders may require additional documents, while others may have more lenient requirements. It's always best to check with the lender directly to find out what documents are needed for the specific loan being applied for.

In conclusion, there are many lenders and banks in Cebu City, Philippines that offer a range of loan products to suit the needs of individuals and businesses. It's important to shop around and compare different lenders to find the best loan product for your needs, and to ensure that you have all the necessary documents ready when applying for a loan. With the right loan product and proper documentation, borrowers can access the capital they need to achieve their financial goals.

Quick Cash Loans in Cebu City - List of lending companies - Pros and Cons

Positives
  • Service is free of charge
  • Easy 24/7 registration
  • Amount up to PHP 50,000
  • No payslip document required
Negatives
  • Not a financial company
  • No guaranties of getting a loan
Positives
  • First online loan for 7 days with 0% interest
  • Loan amount up to 20,000
  • Need only one document
  • Quick approval in 15 minutes
  • Online service works 24/7
Negatives
  • Terms are only 7 or 14 days
  • Short terms
  • High interest rate

Compare Quick Cash Loans in Cebu City - List of lending companies

Interest
Loan amount
Term
Borrower age
SEC registered
from 0%
₱1,000 — ₱50,000
up to 12 months
20 — 70 years 
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
Get money
from 0% up to 1.99% per day
₱1,000 — ₱20,000
7 or 14 days
21 — 70 years 
Company Registration No. CS201951088 and Certificate of Authority No. 2918
Get money
0.16% per day
₱500 — ₱25,000
from 2 to 6 months
20 — 55 years 
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
Get money
APR from 4% to 916%
₱1,000 — ₱25,000
from 3 to 12 months
18+ years 
Get money
APR from 4% to 916%
₱1,000 — ₱25,000
from 30 days
18+ years 
Company No 1092
Get money
₱50,000
18+ years 
Get money
APR from 0% to 143%
₱1,000 — ₱25,000
from 61 to 120 days
18+ years 
No. 11501857
Get money
from 12% up to 36%
₱1,000 — ₱25,000
from 61 to 120 days
20 — 70 years 
Get money
APR 145%
₱500 — ₱20,000
from 3 to 6 months
22+ years 
SEC Registration number: CS201953O73., Certificate of Authority №1254
Get money
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