Billease — loans online in Philippines

BillEase. Get your purchase on installments now. No credit card needed!

• Order Value from PHP 2,000 to 40,000
• Down Payment from PHP 0 to 32,000
• Terms 2, 4, 6 months, 12 and 24 months for repeate customers only
• Payments twice a month

Why BillEase

• Lowest Interest. Enjoy the benefits without paying upfront. BillEasy charges the lowest interest rate at only 3.49% monthly. Plus, avail 0% APR on our select merchant when you sign up today.
• Flexible Credit Line. Enjoy instant credit up to P40,000 which you can use for online shopping even without a credit card or get a personal loan with payback options from 30 days or up to 12 months.
• Unlock Exclusive Features. With instant approval, BillEase gives you the freedom to fulfill all your needs from e-Wallet top ups, mobile loads, to bills payment — all on the app

What are the BillEase loan requirements?

• You must be at least 18 years old.
• You must have a stable source of income. If you are a freelancer, you can also apply. Prepare proof of your source of income (e.g. PayPal transaction history, Upwork Certificate of Employment, bank transaction history).
• You must have a valid national ID.
• You don’t need a credit card.

How It Works

• Select your desired amount
• Submit the requirements online: 1 valid ID, Proof of Income, Proof of Billing
• Check your email or login to your account to see your initial credit limit. 70% get approved on the spot, else it takes one banking day
• Use your credit limit on Lazada or any BillEase merchant partner
• Pay your installments via direct bank/e-wallet transfer, 7-Eleven, or at over 22,000 OTC payment channels

How to Pay

Pay With BillEase at These Stores:

• Lazada
• Kimstore
• Mandaue Foam
• Cole Haan
• Power Mac Center
• Datablitz
• Havaianas
• Aldo
• Anson's
• Wavee Works