Mocasa

Company:
Philippine Cashtrout Lending Corporation

SEC Reg. Number: CS201910407. Certificate of Authority Number 3015

https://mocasa.com/

Mocasa app review

Mocasa is a leading loan app Philippines offering cash loans, pay later credit, and virtual Mastercard services via its mobile app at mocasa.com.

App Download

Download the Mocasa app from Google Play (com.mocasa.ph) or Apple App Store by searching "Mocasa: Pay Later & Quick Loan". It's free, with over 1M downloads and 4.4-star rating on Android.​

How Mobile App Works

  1. Register with phone number
  2. Submit ID and income details for approval in minutes
  3. Use QR Ph scans for in-store buys at 700K+ merchants, virtual Mastercard online, or cash loans disbursed to GCash/Bank/Maya
  4. Repay via app with 0% interest if on time.​

Is App Legit?

Yes, Mocasa is licensed by SEC Philippines (Reg. CS201910407, CA 3015) under Philippine Cashtrout Lending Corporation. No scam reports; regulated for secure loans up to ₱50K.​

App Review

Users praise fast approvals, low fees (max 30% APR), and ease in app review Philippines feedback (4.4/5 from 29.8K reviews). Pros include instant cash loans and no harassment; cons note strict verification and denial waits.


 

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Top-5 Loan Apps 2026

Interest
Loan amount
Term
Borrower age
SEC registered
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from 0%
₱1,000 — ₱50,000
up to 12 months
20 — 70 years 
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
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APR 143% per year
₱1,000 — ₱20,000
from 61 to 183 days
22 — 70 years 
Registration № CS201726430, CA №1181
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APR 145%
₱500 — ₱20,000
from 3 to 6 months
22+ years 
SEC Registration number: CS201953O73., Certificate of Authority №1254
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APR 182%
₱1,000 — ₱30,000
from 7 days to 6 months
21 — 70 years 
SEC Registration No. 2021030009095-02 Certificate of Authority N o. 3427
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APR from 4% to 916%
₱1,000 — ₱25,000
from 30 days
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Mocasa reviews

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Mocasa address and contacts

Company name: Philippine Cashtrout Lending Corporation
SEC Reg. Number: CS201910407. Certificate of Authority Number 3015
Address: 5th Floor Rockwell Business Center Tower 1 Meralco Avenue, Ortigas UgongCITY OF PASIG, SECOIIID DISTRICT, NCR, Philippines,1604