Company:
UnionDigital Bank Inc.
Download the UnionDigital Bank (UD) app from Google Play or the App Store using the official listings. The app is free, and the store pages identify UnionDigital Bank Inc. as the developer.
To how to download it safely, install the official app, open it, and create or sign in to your account. The bank also says you may need to open a UD Save account and then tap the Loan icon inside the app.
The UD app combines digital banking and lending in one place. Eligible users can access loan features from the app, while existing loan users may manage their account through UnionBank Online according to the FAQ.
For a UD Cash Loan, the application flow is simple: tap the Loans icon, choose Apply for a Loan, enter the amount and term, and submit the request for review. The app listing also says the product can offer loans up to PHP 30,000 with just one valid ID, depending on eligibility.
Yes, the official UD app appears legitimate because it is published by UnionDigital Bank Inc., which is described as wholly owned by UnionBank. The app is listed on both major app stores, and the bank’s own website directs customers to use the official app for loan applications.
That said, users should always download only the official version from the App Store or Google Play and avoid lookalike apps. This is especially important for any cash loan product in the Philippines.
In an app review philippines context, the UD app is attractive because it is designed for fast digital banking and lending. The app store listing highlights easy access to UD Cash Loans, while the public FAQ suggests a streamlined in-app loan process.
The main downside is that approval and offer availability depend on eligibility, so not every user will see the same loan amount or terms. For borrowers looking for a loan app Philippines option, the UD app is convenient, but the final experience can vary by customer profile.
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Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
from 0%
|
₱1,000 — ₱50,000
|
up to 12 months
|
20 — 70 years
|
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
|
|
|
APR 143% per year
|
₱1,000 — ₱20,000
|
from 61 to 183 days
|
22 — 70 years
|
Registration № CS201726430, CA №1181
|
|
|
APR 145%
|
₱500 — ₱20,000
|
from 3 to 6 months
|
22+ years
|
SEC Registration number: CS201953O73., Certificate of Authority №1254
|
|
|
APR 182%
|
₱1,000 — ₱30,000
|
from 7 days to 6 months
|
21 — 70 years
|
SEC Registration No. 2021030009095-02 Certificate of Authority N o. 3427
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 30 days
|
18+ years
|
Company No 1092
|
|
