Vamo — loans online in Philippines

Vamo.ph is a licensed Philippine online lender operated by Vamo Lending Inc. that provides fast cash loans from about PHP 1,000 up to PHP 30,000 directly to your bank account or e‑wallet. The service targets Filipinos aged roughly 20–65 who live and work in the Philippines and need quick access to funds without collateral.

• Amount from PHP 1,000 to 30,000 (maximum PHP 10,000 for a new client)
• Interest rate of 2% per day
• Processing fee set at PHP 100 
• Full repayment 30 days after or pay minimum monthly payments

Vamo Loan requirements

• Age from 20 to 65 years
• Employed individuals and selected professionals
• Filipino residents - mandatory requirement

How to get a Vamo Loan

1. Register. Fill out the application and confirm submission by OTP (one-time password)
2. Await the confirmation. You may receive a call from our customer service representative
3. Withdraw the approved credit. Funds will be transferred to your bank account or e-wallet

How to Pay

• Flexible repayment options. 
• Choose to repay loan entirely anytime or pay back by minimum monthly payments

Vamo Lending Inc. is registered with SEC under Registration No. CS20200000915 with Certificate of Authority No. 3261.

Sample calculation: You apply for PHP 1 000 with interest rate of 1.3% and processing fee set at PHP 100. If you choose to make full repayment 30 days after - you have to pay PHP 1 490 (loan 1000, interest 390, fee 100). If you decide only to pay minimum monthly payments, then you first miminum monthly payment will be PHP 520 (loan repayment 30, interest 390, fee 100) and you will fully repay your loan in 10 months.