Vamo — loans online in Philippines

• Amount from PHP 1,000 to 30,000 (maximum PHP 10,000 for a new client)
• Interest rate of 1.3% per day
• Processing fee set at PHP 100 
• Full repayment 30 days after or pay minimum monthly payments

Who can use Vamo service?

• Age from 20 to 65 years
• Employed individuals and selected professionals
• Filipino residents

Simple and Efficient:

• Register. Fill out the application and confirm submission by OTP (one-time password)
• Await the confirmation. You may receive a call from our customer service representative
• Withdraw the approved credit. Funds will be transferred to your bank account or e-wallet
• Flexible repayment options. Choose to repay loan entirely anytime or pay back by minimum monthly payments

Sample calculation: You apply for PHP 1 000 with interest rate of 1.3% and processing fee set at PHP 100. If you choose to make full repayment 30 days after - you have to pay PHP 1 490 (loan 1000, interest 390, fee 100). If you decide only to pay minimum monthly payments, then you first miminum monthly payment will be PHP 520 (loan repayment 30, interest 390, fee 100) and you will fully repay your loan in 10 months.