Cashalo App

A free app by Paloo Financing Inc.:

Cashalo app review

Cashalo mobile app is a trusted and convenient loan app in the Philippines, offering fast, affordable cash loans with a seamless digital experience. It is easily downloadable across major app stores, is fully legitimate, and has earned positive user reviews in the local market.

To start, simply download the app from Google Play, Apple App Store, or Huawei AppGallery, register with valid ID and phone verification, and apply for flexible cash loans tailored to your needs.

Cashalo App Download

1. The Cashalo app is available for free download on both Android and iOS devices.
2. Android users can download it from the Google Play Store (Search "Cashalo - Cash Loan and Credit.") It has over 5 million downloads with a 4.6-star rating and requires Android 6.0 or above.
3. iOS users can download the app on the Apple App Store , it`s name there is the same.
4. Huawei users can also access the app via the Huawei AppGallery.
5. The download is quick and straightforward, enabling fast installation to begin applying for loans promptly.

How the Mobile App Works

The app targets Filipino consumers who want direct access to digital credit without the hassles of traditional lending.

Users register by submitting one valid ID, personal details, and verifying their phone number via OTP. No collateral or guarantors are required.

Loan applications are completed fully online through the app with no physical meetings.

Cashalo uses a real-time credit scoring system to evaluate applicants quickly, offering loans that can be disbursed instantly to bank accounts or e-wallets like GCash and Paymaya.

Loan amounts vary, with options for cash loans up to approximately ₱7,000 to ₱12,000 depending on the platform (Android vs iOS), along with flexible repayment terms.

The app includes features like zero-interest shopping, pay-later options, and transaction history tracking, consolidating all financial services in one place for user convenience.

Is the App Legit?

Cashalo is a legitimate fintech platform registered with the Philippine Securities and Exchange Commission (SEC).

It is regulated by the National Privacy Commission (NPC), ensuring data privacy and security.

The app adheres to transparency laws with no hidden fees or advanced charges.

They report borrower performance to the Credit Information Corporation (CIC) to help improve users’ credit scores responsibly.

With millions of users, strong app store ratings, and endorsements by regulatory bodies, Cashalo’s legitimacy and trustworthiness stand firmly in the Philippine financial landscape.

App Review (Philippines)

Users appreciate the app’s simple application process requiring only one valid ID and mobile verification.

The interface is user-friendly, clean, and efficient, enabling quick loan approvals and instant payouts.

Borrowers praise the low daily interest rates and flexible repayment schedules, making loans affordable.

Cashalo enjoys positive feedback for accessibility and for including additional financial services like pay-later and zero-interest shopping.

Some users note the app’s limitation to mostly short-term, smaller loans and mention fees related to late payments as areas to watch.

Overall, the app is rated highly for helping Filipinos gain faster, convenient credit solutions, especially for those with limited access to traditional banking.

FAQ

Where can I find my loan reference number in the Cashalo app?

Your loan reference number (also called transaction ID) is displayed in the app's loan dashboard or under "My Loans" after approval. Tap the specific loan to view full details including the reference for payments or support queries.

How do I apply for a cash loan using the Cashalo mobile app?

Download the app from Google Play or App Store, register with your mobile number and valid ID, then go to "Apply Now." Fill in personal details, link your bank account, and submit—approvals often happen in minutes with limits up to PHP 13,000 initially.

Can I make a minimum or partial payment on my Cashalo loan?

Cashalo typically requires full installment payments as scheduled, but you can check the app's payment section for options like early repayment without extra fees. Contact support via in-app chat for minimum payment eligibility based on your loan terms.

How do I update my mobile number or other profile details in the app?

Go to "Profile" or "Account Settings" in the app, select the details to update, and verify with OTP sent to your new/old number. Some changes like email or address may require ID verification or support ticket submission.

How can I delete or close my Cashalo account?

Settle all outstanding loans first, then submit a closure request through the app's help center or email support. They will guide you on data deletion after verifying your identity—full deactivation may take 30 days.

How do I know if the Cashalo app I downloaded is legit and not a fake app?

Download only from official stores: Google Play (com.oriente.cashalo) or Apple App Store. Verify the developer is Finquest Philippines Inc., check reviews, and avoid APKs from third-party sites. Official app never asks for upfront fees.

What is the Borrower Advantage Package or other special loan offers in the Cashalo app?

The Borrower Advantage Package refers to perks like higher loan limits, lower rates, or fee waivers for repeat borrowers with good repayment history. Check the app's promotions tab or dashboard for eligibility and current offers.