CashMum App

CashMum app review

The CashMum app is the official mobile application of Cashmum Lending Investors Corp., an SEC-registered lending company in the Philippines. The company operates under SEC Registration No. CS202102336 and Certificate of Authority No. 3413.

Through the CashMum loan app, users can register, submit a loan application, upload identification documents, check their application status, receive an approved loan and view repayment information without visiting a physical office.

CashMum is available for both Android smartphones and Apple iPhone/iOS devices.

CashMum app download

For security, download CashMum only from the official app stores.

Android: Download CashMum on Google Play

iPhone / iOS: Download CashMum on the Apple App Store

Avoid downloading a CashMum APK from unknown websites or links sent through text messages, Facebook, Telegram or other messaging services. An unofficial APK may not be connected with Cashmum Lending Investors Corp. and could expose your personal or financial information.

What can you do in the CashMum app?

The CashMum app is designed to handle most stages of the borrowing process online. Depending on your account and eligibility, you can use it to:

• create and verify a CashMum account;
• apply for a personal loan;
• enter personal and employment information;
• upload a government-issued ID;
• choose an available loan amount;
• select a cash-out method;
• check whether your application has been approved;
• review your loan and repayment information;
• make or track repayments;
• apply again after successfully repaying a previous loan.

The application process is primarily digital, so borrowers generally do not need to visit an office to submit their initial loan request.

CashMum loan amount and term in the app

According to CashMum's current Google Play listing, the app offers loans of approximately:

• Loan amount: ₱2,000 to ₱20,000;
• Maximum loan term: up to 190 days;
• Advertised APR: approximately 3.5% to 25% per year, including stated interest and processing fees.

The amount displayed to an individual user may be different because CashMum evaluates each application separately.

Who can apply through the CashMum app?

According to the current Google Play description, applicants should generally:

• be between 20 and 65 years old;
• have a valid government-issued ID;
• have a bank card or supported receiving account.

How to apply for a loan using the CashMum app

The general application process is straightforward:

1. Download CashMum from Google Play or the Apple App Store.
2. Open the app and create an account using your active mobile number.
3. Complete your personal information.
4. Provide the requested employment or income details.
5. Upload a valid government-issued ID.
6. Select an available loan amount.
7. Choose your preferred cash-out or receiving option.
8. Submit the application for review.
9. If approved, review the loan amount, interest, fees, repayment date and total amount payable.
10. Confirm the agreement only if you understand and accept the terms.

After approval, CashMum states that the funds are sent to the selected cash-out option and may become available within the same day. Actual transfer time can depend on the receiving bank or e-wallet.

Is the CashMum app legit?

Yes. CashMum is operated by Cashmum Lending Investors Corp., which identifies itself as a Philippine lending company registered with the SEC.

The company's official website states:

• Company: Cashmum Lending Investors Corp.
• SEC Registration No.: CS202102336
• Certificate of Authority No.: 3413

These company details are also associated with CashMum's lending operations.

SEC registration does not mean that every loan offer is inexpensive or appropriate for every borrower. You should still review the total cost and repayment conditions before borrowing.

CashMum app problems: what should you do?

If the CashMum app is not working:

1. Check your internet connection.
2. Update the app through Google Play or the App Store.
3. Restart your phone.
4. Make sure you are using the same mobile number registered with CashMum.
5. Avoid reinstalling the app from an unofficial APK.
6. Contact CashMum through its official customer-service channels if the issue continues.

The official CashMum website currently lists:

• Customer service: 0917 323 0828
• Email: [email protected]
• Complaints: [email protected]

These details should be checked on the official website before contacting the lender because contact information may change.