Credilemon - Financial comparison service

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Classification: 2
Rating: 4
2 reviews
Credilemon

₱1,000 — ₱25,000

from 1 to 62 days

18 — 70 years

KOSMOS EQAV, S.L.

CIF: B01809953

Website: https://www.credilemon.com/ph/

Credilemon is an online financial comparison service that helps people in the Philippines find and compare loans from banks and fintech companies. It does not issue loans itself. Instead, users provide information about what they are looking for, compare available offers and then apply directly with the lender they choose.

Loan Terms

Credilemon does not set a single loan amount, repayment period or interest rate because it is not a lender. The conditions depend on the bank, financing company or other lender selected by the applicant.

  • Loan amount from ₱1,000 to ₱25,000
  • Loan term from 1 to 62 days
  • The rate starts from 0.01%
  • Amount, repayment term and interest rate depends on the selected lender
  • Credilemon service fee: free for users

Credilemon receives commissions from companies whose financial products appear on the platform rather than charging borrowers for using the comparison service.

Requirements

Credilemon\'s financial products are intended for adults.

  • Citizenship of the Philippines
  • Age from 18 to 70 years
  • Availability of a valid identity document

To use the comparison process, users need to provide:

  • Personal information
  • Financial information
  • The amount of money they need

The lender selected by the user may have its own eligibility and documentation requirements.

How to Apply Through Credilemon

  1. Choose the type of financial product you need.
  2. Complete the form with your personal and financial information.
  3. Enter the amount you want to borrow.
  4. Review the available offers and compare their requirements and benefits.
  5. Select an offer and proceed with the application.
  6. The chosen lender reviews the application.
  7. If approved, the lender disburses the money.

Completing the initial Credilemon registration and comparison process takes around two minutes.

Credilemon entered the Philippine market in 2025. The platform is operated by KOSMOS EQAV, S.L., a company registered in Spain.

Frequently Asked Questions (FAQs) about Credilemon

What is Credilemon?

Credilemon is a financial comparison platform that allows users in the Philippines to compare loans and other financial products from different banks and fintech companies.

Is Credilemon a lender?

No. Credilemon is a financial product comparator. The actual loan is provided by the bank, lending company or fintech selected by the applicant.

Is Credilemon free to use?

Yes. Credilemon's comparison services are free for users. The company earns commissions from financial companies whose products are featured through the service.

How does Credilemon work?

You complete a form with your personal and financial details and indicate how much money you need. Credilemon then presents suitable options that you can compare. After choosing an offer, you proceed with the application and the lender makes the final decision.

Does Credilemon approve loans?

No. Loan approval is handled by the lender responsible for the selected offer. Credilemon helps users compare options and proceed to the lender's application.

How much can I borrow through Credilemon?

There is no single borrowing limit for Credilemon because it works with different financial providers. The minimum and maximum amounts depend on the lender and loan product you choose.

What interest rate does Credilemon charge?

Credilemon does not charge loan interest because it does not lend money. Interest rates and other borrowing costs are determined by the lender offering the loan.

Do I have to accept a loan after using Credilemon?

No. Comparing products through Credilemon does not oblige you to take a loan. You can review the available options and decide whether any of them meet your needs.

What information is needed to use Credilemon?

The comparison process requires personal and financial information, together with the amount you want to borrow. A lender may request additional information or documents when you proceed with a specific loan application.

How long does the Credilemon application process take?

Credilemon indicates that its initial registration and comparison process takes around two minutes. The time required for loan approval and disbursement depends on the lender.

Who decides whether my loan is approved?

The lender you apply with makes the approval decision. Credilemon does not guarantee that an application will be approved.

Pros

  • Free loan comparison service
  • Multiple banks and fintech companies in one place
  • Online comparison process
  • No obligation to accept an offer
  • Offers can be compared by features and requirements
  • Application starts online

Cons

  • Credilemon does not provide loans directly
  • Final approval depends on the selected lender
  • Loan terms vary between providers
  • Applications may continue on a third-party lender`s website
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Credilemon reviews

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Credilemon address and contacts

Company name: KOSMOS EQAV, S.L.
CIF: B01809953
Address: Carrer de la Llacuna, 22, 4-4, 08005, Barcelona, ​​Catalunya (Spain)

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱25000 ₱25000 ₱25000 ₱25000 ₱25000
APR 143% 143% 143% 143% 143%
INTEREST AMOUNT ₱841.79 ₱1815.96 ₱2795.4 ₱5733.71 ₱17487.14
TOTAL REPAYMENT ₱25841.79 ₱26815.96 ₱27795.4 ₱30733.71 ₱42487.14