Fuse Lending — loans online in Philippines

Fuse Lending - Quick, simple, and affordable loans

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Classification: 1
Rating: 3
1 review
Fuse Lending

₱300 — ₱30,000

6 months

3.5% per day

21 — 65 years

FUSE LENDING, INC.

Registration No.CS201617622

Phone: (02) 739 2882


How much money do you need? {{Number(sliderCurrentValue).toLocaleString()}} 500 ₱ 50000 ₱

Fuse Lending is a lending company that offers residents of the Philippines quick, simple, and affordable loans.

  • Amount from 300 to 30,000 PHP
  • Term up to 6 months
  • Interest rate 3.5% per day
  • Approval Duration 1 working day

Advantages of Fuse Lending

  • Speed and Convenience: Quick and hassle-free application process.
  • Affordable Interest Rates: Manageable repayment options.
  • Loan Variety: Tailored to diverse financial needs.
  • Transparency: Clear terms and fees.

Loan Requirements

  • Age from 21 to 65 years
  • Filipino citizens
  • Have either Globe or TM SIM cards
  • Maintain an active email address
  • Clients should be gainfully employed

How to repay FuseLending

  • GCash
  • BPI
  • Metrobank
  • PDC
  • BPI
  • ECPay
  • Bayad Center
  • AUB
  • 7 Eleven
  • BDO

Frequently Asked Questions (FAQs) about Fuse Lending

What is Fuse Lending?

Fuse Financing Inc. is GCash's lending arm, offering quick digital loans via the GCash app to individuals and MSMEs, backed by partnerships like a recent $30M ADB facility. It focuses on financial inclusion for rural areas, women-led businesses, and first-time borrowers without collateral.

What types of loans does Fuse offer?

Fuse provides working capital loans for MSMEs (e.g., sari-sari stores, farmers), personal cash loans, and short-term financing up to ₱100,000+ through GCash. Terms suit small businesses with quick disbursal, emphasizing non-collateralized credit at capped rates.

Who qualifies for Fuse loans?

Filipino residents aged 18+, GCash users with transaction history, stable income proof, and no major defaults qualify easily—prioritizing underserved MSMEs and women. Over 60% of clients are first-time formal borrowers.

How do I apply for a Fuse loan?

Apply in the GCash app under "Loans" or "GLoans" section: link accounts, input amount/term, and get instant pre-approval based on your profile—no branch visits. Funds credit directly to GCash wallet in minutes.

What are Fuse interest rates?

Rates comply with SEC's 12% annual cap, often lower (8-12%) for good payers via digital scoring—far below informal 20% monthly "5-6" schemes. Exact rates shown in-app before acceptance.

What documents are required?

Minimal: Valid ID, selfie, and GCash-linked bank/e-wallet details; income proof (payslips/COE) for larger MSME loans—upload digitally. App uses data analytics for most approvals.

How fast is Fuse loan approval?

Instant to 24 hours via GCash AI assessment; disbursal same-day for verified users, leveraging GCash's 90M+ user data.

What are repayment options?

Repay via GCash wallet auto-debit, linked bank, or over-the-counter—flexible monthly installments matching cash flow. Early payments reduce interest without penalties.

Can I prepay my Fuse loan?

Yes, prepayments allowed anytime via app, lowering total cost and improving future limits—encourages responsible borrowing.​

What if I miss a payment?

Grace periods apply; late fees minimal under regulation, but defaults affect GCash score and may lead to collections—contact support early.​

Is Fuse legitimate and regulated?

Fully SEC-licensed, backed by Mynt (Globe Fintech) and ADB, with secure data via GCash's platform—trusted by millions.

How does Fuse help MSMEs?

60% of ADB funds target women-owned rural MSMEs with working capital, plus literacy training—disrupting informal lending.

Where can I access Fuse?

Exclusively through GCash app (iOS/Android), available nationwide with internet—ideal for provinces.

How to contact Fuse support?

In-app chat, GCash help center (dial *143#), or email—24/7 responses for loan queries.​

Can I increase my loan limit?

Yes, timely repayments and GCash activity boost limits automatically, from initial ₱5,000 to higher for repeat users.

Pros

  • Clear terms and fees
  • Quick and hassle-free application process
  • No requirement to have a bank account

Cons

  • Age only from 21 to 65 years

Fuse Lending reviews

1 review  |  Add a review

Fuse Lending address and contacts

Company name: FUSE LENDING, INC.
Registration No.CS201617622
Address: Trade and Financial Tower, 32nd Flr, 32nd St, Taguig, 1634 Metro Manila

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱30000 ₱30000 ₱30000 ₱30000 ₱30000
APR 143% 143% 143% 143% 143%
INTEREST AMOUNT ₱1035.27 ₱2207.7 ₱3383 ₱6909.05 ₱21013.16
TOTAL REPAYMENT ₱31035.27 ₱32207.7 ₱33383 ₱36909.05 ₱51013.16