Palawan Pawnshop — loans online in Philippines

Palawan Pawnshop offers accessible pawning services across the Philippines, allowing customers to secure quick cash loans using valuable items as collateral at over 3,300 branches nationwide.

 It's a trusted option for Filipinos needing immediate funds without credit checks, combined with remittance and e-wallet services via PalawanPay.

Palawan Pawnshop online loans parameters:

• Loan amount from 100 to 50.000 PHP
• Interest rate 0% for the first
• Term from 10 to 120 days

Palawan Pawnshop continues to grow as one of the most reliable and leading pawnshops in the Philippines. Only genuine gold jewelry items are accepted as a pawn guaranty in all branches nationwide. 

Palawan Pawnshop offers 4 sulit sangla packages for all your pawning needs. Enjoy the lowest interest rates and flexible payment schemes in over 3,300+ branches nationwide only at Palawan Pawnshop.

Package 1

• A 1% advance interest on the principal amount will be charged every eleven (11) days up to thirty-three (33) days max at 3% advance interest.
• The Annual Percentage Rate (APR) for this package ranges from 34.84% to 55.95%.
• The minimum and maximum period for loan repayment is 1 and 120 days, respectively.

Package 2

• A 3.5% interest on the principal must be paid monthly. No advance interest charge is required for this package.
• The Annual Percentage Rate (APR) for this package ranges from 39.27% to 61.93%.
• Note: The minimum and maximum period for loan repayment is 1 and 120 days, respectively.

Package 3

• A 2.5% interest rate on the principal must be paid monthly. A one-time advance interest charge worth one (1) month is required for this package.
• The Annual Percentage Rate (APR) for this package ranges from 28.20% to 49.96%.
• Note: The minimum and maximum period for loan repayment is 1 and 120 days, respectively.

Package 4

• A 2% interest rate on the principal must be paid monthly. A one-time advance interest charge worth two (2) months is required for this package.
• The Annual Percentage Rate (APR) for this package ranges from 23.46% to 39.996%.
• Note: The minimum and maximum period for loan repayment is 1 and 150 days, respectively..

Borrower loan requirements

• Age from 18 years
• Reside in the Ph and have a valid ID
• Provide proof of your income
• Have an active checking account
• Credit or Debit card (Optional)

Required Documents:

• Valid identification (e.g., government-issued ID)
• Proof of income or employment documents
• Proof of address (e.g., utility bill or barangay clearance)
• Collateral documents (if applicable)

How to Pawn

1. Visit any Palawan Pawnshop branch.
2. Present your gold jewelry item to be appraised.
3. Decide on your pawning amount not exceeding the maximum appraised value of your item.
4. Fill-out and sign the Information Sheet provided.
5. Sign the printed pawn ticket. You will receive the original copy of the duplicate pawn ticket.
6. Count and check the money received from your pawn before leaving the branch.

How to Renew Your Pawn via Branch

1. Visit the Palawan Pawnshop branch where you pawned your item.
2. Sign the back of the pawn ticket at the line labeled “Pawner”.
3. Present the signed pawn ticket and the payment for the amount due on renewing the item.
4. Sign the new pawn ticket. You will receive the original copy of the duplicate pawn ticket.
5. You may opt to renew your item at any Palawan Pawnshop branch for a fee of P15.00.

How to Renew Online thru PalawanPay

1. Click the Pawn Renewal button.
2. Complete the Pawn Detail Requirements to proceed with Pawn Renewal. Ensure that your details are complete and accurate to continue with the transaction.
3. Click Next.
4. Review your payment details. The full detailed computation can be seen by clicking SEE COMPUTATION located below the Total Amount to be Paid.
5. Review the detailed renewal payment computation. If you agree, click the Renew button.
6. Read and understand the Pawn Ticket provision thoroughly. If you agree, click I AGREE.
7. Click Confirm.
8. Enter your 4-digit MPIN.

Palawan Pawnshop is a financial services company based in the Philippines. Palawan Pawnshop provides a range of financial services such as international money remittance with the lowest rates, foreign currency exchange, e-loading, bills payment and accident insurance in all our branches in cities, municipalities and remote towns nationwide.