Company:
Tonik Digital Bank, Inc.
A convenient and intuitive application, fast money transfer, reliable bank. I think this is the best loan option!
I used Tonik once for a small loan. The process was fast and paperless, but you have to read the conditions well because the total cost is high if you pay in the long term. For an emergency it's FINE, but I wouldn't use it for big debts or many months.
Good loan but my loan is not approved i wish i approved my loan because i needed money my husband is work to abroad but he left me and my children have no income i wish they understand me that why im willing to loan
I dont have bank account ..i only have gcash
If youre 2 days late, they will send some threatening messages to your email
Difficult to complete the application, but I did it
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Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
APR 145%
|
₱500 — ₱20,000
|
from 3 to 6 months
|
22+ years
|
SEC Registration number: CS201953073., Certificate of Authority №1254
|
|
|
from 0%
|
₱1,000 — ₱50,000
|
up to 12 months
|
20 — 70 years
|
SEC Registration No. CS201908275 SEC Certificate of Authority No. 1324
|
|
|
APR 182%
|
₱1,000 — ₱30,000
|
from 61 days to 364 months
|
21 — 70 years
|
SEC Registration No. 2021030009095-02 Certificate of Authority No. 3427
|
|
|
0.16% per day
|
₱500 — ₱25,000
|
from 15 to 135 days
|
20 — 55 years
|
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
|
|
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
Loan broker Loan Online
|
|
If you have an issue with Tonik, contact the lender first using its official support channels.
Customer support
When contacting support, include your loan reference number, payment details and a clear description of the issue. Keep copies of your emails, receipts and screenshots.
If the lender does not resolve your complaint, you can submit it to the Philippine Securities and Exchange Commission (SEC) through the official SEC iMessage portal:
https://imessage.sec.gov.ph/
If your complaint relates to misuse of personal information or unauthorized access to your contacts, you may also contact the National Privacy Commission (NPC).
Reviews on this page reflect borrowers' personal experiences and are not official complaints. If you have dealt with Tonik, you can also share your experience below.
