Quick Online Loans up to ₱500

Compare loan apps where you can borrow up to ₱500 online. These small loans may help Filipinos cover urgent expenses before payday. Check the interest rate, fees, repayment date, requirements, and disbursement method. Selected lenders may provide a decision within 24 hours, depending on verification and eligibility.
Search for loans
Updated: October 2026
12 reviews APPLY NOW
MoneyCat - Cash loan online with fast approval in Philippines
APR 145%
₱500 — ₱20,000
22+ years
from 3 to 6 months
18 reviews APPLY NOW
Crezu - Fast Online Loans in Philippines: 1st Credit with 0%
APR from 12% to 36%
₱500 — ₱25,000
18 — 70 years
from 91 to 120 days
Crezu Loan broker
7 reviews APPLY NOW
LoanOnline - Compare loans completely free. High Acceptance!
APR from 0% to 427%
₱500 — ₱25,000
18+ years
from 3 to 12 months
Loan Online Loan broker
6 reviews APPLY NOW
Pero Loan - Find a loan in 5 minutes, some offers with 0% for new
APR from 0% to 427%
₱500 — ₱25,000
18+ years
from 3 to 12 months
Pero Loan Loan broker
4 reviews APPLY NOW
Creditify - Get a loan today for a better tomorrow
₱200 — ₱25,000
18+ years
Creditify Loan broker
9 reviews APPLY NOW
Mazilla - Get money online in Philippines
APR from 30% to 365%
₱500 — ₱30,000
18+ years
from 91 days to 2 years
Mazilla Loan broker
10 reviews APPLY NOW
Cashspace - Quick online loans in the Philippines
APR from 12% to 36%
₱500 — ₱25,000
18+ years
from 61 to 120 days
Cash Space Loan broker
4 reviews APPLY NOW
SosCredit - If you urgently need money
APR up to 180%
₱500 — ₱20,000
20+ years
from 3 to 12 months
Soscredit Loan broker
5 reviews APPLY NOW
Zaimoo - Borrow up to 50,000 pesos, 0,01% for 14 days for new clients
APR from 11.9% to 365%
₱500 — ₱50,000
18+ years
from 61 days to 60 months
Zaimoo Loan broker

Example of calculating interest and loan payments for 500 PHP

TERM 10 days 20 days 30 days
LOAN AMOUNT 500 PHP 500 PHP 500 PHP
FEE 1% 1% 1%
INTEREST AMOUNT 50 PHP 100 PHP 150 PHP
TOTAL REPAYMENT 550 PHP 600 PHP 650 PHP

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Quick Online Loans up to ₱500 - Pros and Cons

Pros
  • First loan is for free
  • Simple in use
  • Fast registration - only 5 minutes
  • Fully online process
  • Data is secured
  • Mobile App is available on Google Play
Cons
  • High interest rate - 11,9%
  • High minimum age - 22 years
  • Late payments may incur fees and penalties
Pros
  • Fast and easy online application process
  • No need for a guarantor or collateral
  • Transparent terms and quick disbursement
  • Flexible loan amounts and terms suitable for different needs
Cons
  • Monthly interest rates can be relatively high
  • Some loans do not allow early settlement
  • Stringent income and employment requirements for some lenders

Quick Online Loans up to ₱500 in Philippines

Interest
Loan amount
Term
Borrower age
SEC registered
Get Cash
APR 145%
₱500 — ₱20,000
from 3 to 6 months
22+ years 
SEC Registration number: CS201953073., Certificate of Authority №1254
Get Cash
APR 180%
₱100 — ₱50,000
from 61 to 120 days
18+ years 
Loan broker Fintree
Get Cash
APR from 12% to 36%
₱500 — ₱25,000
from 91 to 120 days
18 — 70 years 
Loan broker Crezu
Get Cash
Get Cash
APR from 0% to 427%
₱500 — ₱25,000
from 3 to 12 months
18+ years 
Loan broker Loan Online
Get Cash
Get Cash
APR from 0% to 427%
₱500 — ₱25,000
from 3 to 12 months
18+ years 
Loan broker Pero Loan
Get Cash
Get Cash
₱200 — ₱25,000
18+ years 
Loan broker Creditify
Get Cash
Get Cash
APR from 30% to 365%
₱500 — ₱30,000
from 91 days to 2 years
18+ years 
Loan broker Mazilla
Get Cash
Get Cash
APR from 12% to 36%
₱500 — ₱25,000
from 61 to 120 days
18+ years 
Loan broker Cash Space
Get Cash
Get Cash
APR up to 180%
₱500 — ₱20,000
from 3 to 12 months
20+ years 
Loan broker Soscredit
Get Cash
Get Cash
APR from 11.9% to 365%
₱500 — ₱50,000
from 61 days to 60 months
18+ years 
Loan broker Zaimoo
Get Cash
APR 145%
₱500 — ₱20,000
from 90 to 180 days
22+ years 
CS201953073
₱100,000
from 2 to 12 months
18+ years 
SECNo. CS200813771, Certificate of Authority No. 279
10.5% per annum
36 months
18+ years 
Loan broker Pag-IBIG
726.35% per annum
₱500 — ₱20,000
from 91 to 365 days
18 — 70 years 
Loan broker FinaGuru
18+ years 
₱100 — ₱50,000
from 10 to 120 days
18+ years 
INST CODE 031000417
APR 48%
from 2 to 18 months
18+ years 
Registration No. CS201820732 and Certificate of Authority No. 1228
 
 
APR from 0% to 427%
₱500 — ₱25,000
from 91 to 180 days
18+ years 
Loan broker PERA Muning
up to 12 months
18+ years 
₱5,000
1, 2, 3, 6 and 12-month
18+ years 
18+ years 
SEC Registration Number: 2021080022645-03. Certificate of Authority L-21-0045-40
 
Loan broker Robocash
 
CS201628816
 
Registration No.CS201617622

Quick Online Loans up to ₱500 — best loan terms

🟢 Interest: from 0% to 726%
🟢 Term: up to 5 years
🟢 Loan amount: up to 100,000 ₱
🟢 Number of offers: 26


Installment Loan With No Credit History Philippines: 2026 Guide

Installment Loan With No Credit History Philippines: 2026 Guide
You can sometimes qualify for an installment loan in the Philippines even if you have never had a credit card or previous loan. Having no established credit history means a lender has less information about how you handled debt in the past. It does not mean you automatically have bad credit.Lenders... details

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